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Top Credit Card Bonuses in May 2025: Claim Your Reward Now!

If you haven’t
reviewed your credit card portfolio
Recently, this has become an excellent opportunity. The fastest and simplest method to accumulate substantial amounts of points and miles is through credit card signup bonuses and welcome incentives. Therefore, we frequently refresh our list featuring our top picks among the latest offers in our roundups.
best credit cards
guide.

However, to assist you with tracking the constantly updating array of bonuses, we have assembled a selection of today’s top card offerings. These particular deals stand out as they are presently at their peak benefits or might be expiring shortly.

Since
many issuers have restrictions
When determining how frequently you can receive a bonus on a credit card, it’s crucial to apply when an attractive offer is available. Additionally,
higher bonuses
Don’t usually stay available for extended periods, so if you’re thinking about taking advantage of one of these opportunities, you should seize it as soon as possible.

Ultimately, if you aren’t prepared to upgrade to a premium credit card, think about
these great starter cards
Or perhaps even one with a
0% initial-year annual percentage rate promotion
.

The top credit card deals for May 2025


Card

Welcome bonus/welcome offer

Welcome offer value*

Annual fee

Capital One Venture X for Businesses
Receive up to 350,000 bonus miles: you’ll get 150,000 miles once you’ve made $30,000 worth of purchases within your first three months, along with another 200,000 miles when you reach $200,000 in purchases over the initial six-month period following your account opening. Up to $6,475 $395

The American Express Business Platinum Card®
Receive 150,000 bonus points when you use your new card for $20,000 worth of qualified transactions during the initial three months post-signup. Additionally, get a $500 credit toward your bill once you’ve spent $2,500 on airline tickets purchased directly via carriers or through American Express Travel within those same opening three months. These bonuses—either individually or together—are available until you reach them. The promotion concludes on June 30th. Up to $3,500 (inclusive of the statement credit) $695 (see
rates and fees
)

Chase Sapphire Preferred® Card
Closing soon: Get 100,000 extra reward points once you’ve made $5,000 worth of transactions within the initial three-month period from when your account was opened. $2,050 $95 (see
rates and fees
)

The American Express® Business Gold Card
Receive 100,000 bonus points when you spend $15,000 on qualifying transactions within your first three months as a cardholder. $2,000 $375 (see
rates and fees
)

Capital One Spark Cash Plus
Earn $2,000 cash back after spending $30,000 in the first three months from account opening. Plus, earn an additional $2,000 cash bonus for every $500,000 spent during the first year. $2,000 (with the ability to earn even more cash back depending on your spending) $150

The Ink Business Preferred® Credit Card
Receive 90,000 bonus points when you spend $8,000 on qualifying transactions within the initial three months from your account opening date. $1,845 $95 (see
rates and fees
)

United℠ Business Card
Receive 125,000 miles when you spend $5,000 on purchases within the initial three-month period after opening your account. $1,688 $150 (see
rates and fees
)

Capital One Venture Rewards Credit Card
Receive 75,000 bonus miles when you spend $4,000 on purchases over your initial three-month period starting with your account opening, along with a $250 travel credit for Capital One Travel applicable during the first year. Up to $1,638 (travel credit included) $95

The American Express Platinum Card®
Receive an award of 80,000 points once you spend $8,000 within your initial six months as a cardholder. Keep in mind that using the CardMatch tool might help you secure even greater bonuses, although terms do apply and offers can vary (subject to modification). $1,600 $695 (see
rates and fees
)

Marriott Bonvoy Boundless® Credit Card
Receive three complimentary nights (with each night worth up to 50,000 points) after you spend $3,000 on your card within the initial three months of account activation. Note that some properties include resort charges.

Additionally, you will receive 50,000 points for making $6,000 worth of purchases within the initial six-month period following your account activation.

Up to $1,400 $95 (see
rates and fees
)

Capital One Venture X Rewards Credit Card
Receive 75,000 bonus miles when you spend $4,000 on purchases within the initial three months from opening your account. $1,388 $395

The Marriott Bonvoy Brilliant® American Express® Card
Receive 185,000 Marriott Bonvoy bonus points when you spend $6,000 in purchases during your initial six months with the card. The promotion concludes on May 14th. $1,295 $650 (see
rates and fees
)

United Club℠ Card
Receive 95,000 miles once you’ve made $5,000 worth of purchases within the initial three months from when your account was opened. $1,283 $695 (see
rates and fees
)

Citi® / AAdvantage Business™ World Elite Mastercard®
Receive 75,000 bonus miles when you spend $5,000 on purchases during your initial five months from the date you open the account. $1,238 $0 introductory annual fee for the first year; $99 per year after that (see
rates and fees
)


Chase Sapphire Reserve®

Receive 60,000 bonus points when you spend $5,000 within the initial three months from the date your account is opened.

$1,230 $550 (see
rates and fees
)

United Quest℠ Card

Receive 90,000 bonus miles along with 500 PQPs once you’ve made $4,000 worth of purchases within the initial three months from when your account was opened.

$1,215 $350 (see
rates and fees
)

American Express® Gold Card

Receive 60,000 points once you’ve spent $6,000 within your initial six months as a cardholder.

$1,200 $325 (see
rates and fees
)

British Airways Visa Signature® Card

Receive 85,000 Avios after you spend $5,000 on purchases during your first three months with us.

$1,190 $95 (see
rates and fees
)

Citi® / AAdvantage® Executive World Elite Mastercard®

Receive 70,000 miles once you’ve made $7,000 worth of purchases within your first three months of opening an account.

$1,155 $595 (see
rates and fees
)

The Southwest Airlines Rapid Rewards Performance Business Credit Card

Receive an additional 80,000 bonus points when you spend $5,000 within the initial three months of opening your account.

$1,120 $199 (see
rates and fees
)

Marriott Bonvoy Bevy® American Express® Card

Receive 155,000 Marriott Bonvoy points when you spend $5,000 on qualifying purchases with your card during the initial six-month period from joining. The promotion concludes on May 14th.

$1,085 $250 (see
rates and fees
)

Citi Strata Premier℠ Card

Receive 60,000 bonus points when you spend $4,000 within the initial three months from opening your account.

$1,080 $95 (see
rates and fees
)

United℠ Explorer Card

Earn 80,000 bonus miles after spending $3,000 on purchases in the first three months of account opening.

$1,080

$0 introductory

annual fee waived for the first year; $150 per year after that (see
rates and fees
)


Marriott Bonvoy Business American Express Card
Receive three complimentary nights after you spend $6,000 on your card within the initial three months of joining. The value for each night can be as high as 50,000 points, though some properties might charge additional resort fees. Up to $1,050 $125 (see
rates and fees
)

Hyatt Credit Card
Receive a welcome bonus totaling up to 60,000 bonus points: get 30,000 bonus points once you’ve made $3,000 worth of purchases within your initial three months, along with potentially another 30,000 bonus points when you accumulate 2 extra points for each dollar spent—on transactions that usually yield just 1 point—up to a maximum spend of $15,000 within the first six months since opening your account. Up to $1,020 $95 (see
rates and fees
)

World of Hyatt Business Credit Card
Earn 60,000 bonus points and World of Hyatt Explorist status (through Feb. 28, 2026) after spending $7,000 on purchases in the first three months from account opening. $1,020 $199 (see
rates and fees
)

Ink Business Premier® Credit Card
Earn $1,000 cash back after spending $10,000 in the first three months from account opening. $1,000 $195 (see
rates and fees
)

*The value of the welcome offer is calculated based on TPG’s figures from April 2025.
valuations
And this information neither comes from nor has been examined by the issuer.

Capital One Venture X for Business

The Capital One Venture X Business is the business version of the popular Capital One Venture X Rewards Credit Card. Like its personal counterpart, it offers luxury travel perks at a reasonable annual fee and has a simple earning structure of at least 2 miles per dollar on all purchases.

This card is an excellent choice for small-business owners who prioritize simplicity. It offers benefits like
airport lounge access
And a substantial travel credit for a reasonably priced yearly membership fee.

Read our
evaluation of the Venture X Business
for more information.


Learn more:
Capital One Venture X for Businesses
up to 350,000 bonus miles can be earned: receive 150,000 miles once you’ve made $30,000 worth of purchases within your initial three months, followed by an extra 200,000 miles when you reach $200,000 in purchases over the first six months starting from the date your account was opened.

American Express Business Platinum Credit Card

This
business card
sticks out not just because of its highly prized sign-up bonus but also due to travel benefits that readily offset the card’s $695 yearly charge (see
rates and fees
).

Cardholders enjoy
automatic Gold status
in both the
Hilton Honors
and
Marriott Bonvoy
loyalty initiatives, alongside certain aspects of the
best lounge access
advantages of any business card available. ( Enrollment is mandatory; terms apply. )

THE POINTS GUY

Cardmembers can earn 5 points for every dollar spent on flights and prepaid hotel stays arranged through American Express Travel, 1.5 points per dollar on qualifying transactions within specific business sectors, and receive one point per dollar for each purchase over $5,000 up to $2 million annually across such purchases.

Read our
evaluation of the American Express Business Platinum Card
for more information.


Apply here:


The American Express Business Platinum Card


With 150,000 points awarded for spending $20,000 on qualified transactions using this card during your initial three-month period as a member. Additionally, you’ll get a $500 credit toward your bill when you spend $2,500 on flights arranged directly with airlines or via American Express Travel over those same three months from joining. These bonuses—either individually or together—are available until you reach them. The offer expires on June 30th.

Chase Sapphire Preferred

The Chase Sapphire Preferred stands out as one of the top choices for cost-efficient travel reward credit cards available today.

When it comes to earning rates, the Sapphire Preferred offers 5 miles per dollar on Lyft rides (until Sept. 30, 2027) as well as purchases made via travel bookings.
Chase Travel℠
, you get 3 points for every dollar spent on dining, selected streaming services, and online grocery shopping (excluding Walmart, Target, and wholesale clubs), along with 2 points on other travel-related purchases.

These valuable points can be moved to airline and hotel partners or exchanged directly for trips via Chase Travel at a rate of 1.25 cents per point.

Read our
evaluation of the Sapphire Preferred
for more information.


Apply here:
Chase Sapphire Preferred Card
Upon spending $5,000 within the initial three months from when you open your account, you will receive 100,000 Ultimate Rewards points. Hurry, as this promotion is set to end soon.

American Express Business Gold

The Amex Business Gold is an excellent choice for business proprietors aiming to boost their rewards with one credit card.

This card features a 4-point-per-dollar rewards structure across specific spending categories which adjust every billing period based on where you spend the most money (it focuses on the top two qualifying purchase categories monthly; this bonus rate caps after $150,000 in total purchases annually, beyond that it earns 1 point per dollar).

Read our
evaluation of the American Express Business Gold Card
for more information.


Apply here:
American Express Business Gold Card
with 100,000 bonus points after spending $15,000 on eligible purchases in the first three months of card membership.

Capital One Spark Cash Plus

This business card distinguishes itself through its simplicity, offering unlimited 2% cashback on every purchase.
best-ever welcome bonus
.

Moreover, the $150 yearly charge is credited back to you if your spending reaches $150,000 or more within a single calendar year.

Consider this card if you own a business and seek an attractive welcome bonus along with straightforward rewards.

Read our
evaluation of the Capital One Spark Cash Plus
for more information.


Learn more:
Capital One Spark Cash Plus
Receive a $2,000 cash rebate when you spend $30,000 within the initial three-month period. Additionally, obtain another $2,000 cash incentive for each time you accumulate $500,000 in purchases over the course of your first year.

Ink Business Preferred

The Ink Business Preferred is among our top picks for business credit cards.

As per TPG’s report from April 2025
valuations
, the sign-up bonus for this card is valued at more than $1,800 as you have the opportunity to utilize
Chase has an outstanding assortment of airline and hotel partnership programs.
Points claimed via the
Chase Travel℠ portal
are valued at 1.25 cents apiece, which isn’t too shabby, either.

This card offers 3 points for each dollar spent on travel, shipping purchases, online transactions, cable TV, and telephone services, as well as ads placed on social networking platforms and search engine websites, with this enhanced earning rate applying to up to $150,000 in total spending annually (after which you earn 1 point per dollar).

Other benefits include
cellphone protection
,
primary rental car coverage
(when renting for business purposes), benefits such as protection plans, and the option to include employee cards in your account without extra charges.

Read our
evaluation of the Ink Business Preferred Credit Card
for more information.


Apply here:
Ink Business Preferred Credit Card
With an additional 90,000 bonus points for spending $8,000 within the initial three months of opening your account.

United credit cards

The United Family Credit union was
refreshed
In March, this update brought both positive and negative developments: The cards introduced new perks and valuable statement credits, yet they also hiked up annual fees and reduced certain benefits such as
lounge access
Along with the update, customers received attractive offers valued at a minimum of $1,080 according to TPG’s assessment in April 2025.
valuations
.

The suite of United credit cards provides numerous advantages that cater to both seasoned and occasional travelers. Regardless of how frequently you fly with United, it would be wise to review the perks offered by these cards since they could prove to be a valuable asset in your wallet.

Learn more about the
United card offerings
.


Apply here:
United Business Card
With 125,000 miles once you’ve spent $5,000 on purchases within the initial three months of opening your account.


Apply here:
United Club Card
Once you’ve spent $5,000 within the initial three months from opening your account, you will have earned 95,000 bonus miles.


Apply here:
United Quest Card
With 90,000 miles plus 500 PQPs following your spending of $4,000 on purchases within the initial three months since account activation.


Apply here:
United Explorer Card
after spending $3,000 within your first three months of opening an account, you’ll earn 80,000 miles.

Capital One Venture Rewards

The Venture Rewards delivers quite a strong performance for a middle-range credit card.

The card offers a consistent earning rate of 2 miles for every dollar spent globally on all purchases; however, you can accrue 5 miles per dollar when booking hotels, vacation rentals, and car rentals via Capital One Travel. Miles earned with this card have the option to be transferred.
Capital One’s more than 15 airline and hotel partners
or redeemed through the
Capital One Travel
portal.

The card distinguishes itself by providing an
application fee credit for Global Entry or TSA PreCheck®
Many other cards with this perk come with annual fees of $400 or higher.

The Venture Rewards card does not have any charges.
foreign transaction fees
So you can utilize the card internationally without incurring additional fees.

Read our
evaluation of the Capital One Venture Rewards Credit Card
for more information.


Learn more:
Capital One Venture Rewards Credit Card
With an additional 75,000 bonus miles for spending at least $4,000 within your initial three months from when you open the account, along with a $250 travel credit redeemable through Capital One Travel during the first year.

American Express Platinum

Frequently known as the
king of the premium travel rewards cards
, the American Express Platinum card comes with numerous perks, accompanied by an annual fee of $695 (see
rates and fees
), cardholders benefit from features such as
automatic elite status
With both Hilton Honors and Marriott Bonvoy loyalty programs, along with some others,
best airport lounge access
For any card. ( Enrollment is mandatory; terms and conditions apply. )

Cardholders can earn 5 points for each dollar spent on flights arranged directly through airlines or via American Express Travel (capped at $500,000 in purchases annually; after this threshold, they will receive 1 point per dollar). Additionally, they get 5 points per dollar on prepaid hotel bookings made using American Express Travel as well as 1 point per dollar on all other qualifying transactions.

And even though the present welcome offer delivers significant value, make sure to review it.
CardMatch Tool
to check if you’re able to get a response from it
even higher one
(Targeted offers are subject to modification at any moment).

Read our
evaluation of the American Express Platinum Card
for more information.


Apply here:


The American Express Platinum Card


with 80,000 points following $8,000 worth of spending on purchases during the initial half-year of your card membership.

Marriott Bonvoy Boundless

The Marriott Bonvoy Boundless card comes with a moderate yearly charge and offers decent benefits for both regular and occasional Marriott guests. Should you desire earning a complimentary nights stay along with automatic elite status, adding this card to your collection might prove quite advantageous.

The $95 yearly charge can quickly be balanced out with the benefits of the free night reward and good returns from your Marriott visits. This credit card is still worthy of consideration, even for those who aren’t regular Marriott guests.

Read our
review of the Marriott Bonvoy Boundless program
for more information.


Apply here:
Marriott Bonvoy Boundless
Enjoy three complimentary nights (valued at up to 50,000 points each) once you spend $3,000 within your initial three months of opening an account. Note that some hotel locations charge resort fees. Additionally, collect another 50,000 points upon spending $6,000 during the first six months since account creation.

Capital One Venture X Reward Card

The Venture X card is Capital One’s top-tier personal rewards card, providing impressive cashback rates and fantastic benefits.

Based on our information from April 2025
valuations
, the card provides a substantial welcome bonus valued at approximately $1,388 and
outstanding airline and hotel transfer collaborators
.

It also offers cardholders
$300 in credits
yearly for reservations made via
Capital One Travel
,
extensive lounge access
, and 10,000 bonus miles each year on your account anniversary.

When it comes to rewards, the Venture X offers 10 miles for every dollar spent on hotels and car rentals arranged through Capital One Travel, 5 miles per dollar on flights and vacation rentals also booked via Capital One Travel, and an unrestricted 2 miles per dollar on all other purchases.

Read our
evaluation of the Capital One Venture X card
for more information.


Learn more:
Capital One Venture X Rewards Credit Card
including 75,000 bonus miles once you spend $4,000 on purchases within the initial three months of opening your account.

Marriott Bonvoy Brilliant

The Marriott Bonvoy Brilliant stands as the premium credit card from their lineup, featuring benefits such as instant Platinum Elite membership along with up to $300 per year—equivalent to $25 every month—in statement credits whenever you make purchases at qualifying dining establishments around the globe using this card.

You will still receive 6 points for each dollar you spend on qualifying hotel purchases from partners involved in this program.
Marriott Bonvoy program
, you earn 3 points for every dollar spent at restaurants globally and on flights reserved directly through airlines. Additionally, you get 2 points for each dollar on other qualifying purchases.

Read our
review of the Bonvoy Brilliant
for more information.


Apply here:
Marriott Bonvoy Brilliant
Upon spending $6,000 on purchases within the initial six months from when you open your account, you will receive 185,000 bonus points. This promotion concludes on May 14th.

Citi / AAdvantage Business World Elite Mastercard

The Citi / AAdvantage Business World Elite Mastercard features a strong introductory bonus valued at approximately $1,238, according to TPG’s assessment from April 2025.
valuations
.

Given that the first checked bag is complimentary and you can earn a companion pass with this card, it’s worth thinking about for those who are devoted to flying American Airlines.

Additionally, the
American AAdvantage loyalty program
features outstanding award flash sales and offers impressive sweet spot awards on partner airlines in premium cabins, including
Qatar Airways
and
Japan Airlines
.

Read our
assessment of the Citi AAdvantage Business World Elite Mastercard
for more information.


Apply here:
Citi / AAdvantage Business World Elite Mastercard
including 75,000 bonus AAdvantage miles once you spend $5,000 within the initial five-month period from when the account was opened.

Chase Sapphire Reserve

The Chase Sapphire Reserve is among the
best rewards credit cards
In the marketplace and enhance your travel experience.

For every dollar spent on hotels and car rentals via Chase Travel, you will accumulate 10 points. These valuable Ultimate Rewards points can then be converted into rewards from partner airlines and hotels, or they can be used directly towards purchasing flights with an equivalent value of 1.5 cents per point.

You will receive an annual travel credit of $300 as well.
airport lounge access
along with numerous additional fantastic benefits.

Read our
evaluation of the Sapphire Reserve card
for more information.


Apply here:
Chase Sapphire Reserve
With an additional 60,000 bonus points for spending $5,000 within the initial three months from when you open your account.

American Express Gold

The American Express Gold Card was
refreshed
In July 2024, this card has become a top choice for numerous TPG staff members, primarily due to its outstanding earnings rates on restaurant meals globally and grocery purchases at U.S. supermarkets.

This card offers 4 points for every dollar spent on dining at restaurants globally (capped at $50,000 in spending annually; after which it’s 1 point per dollar). It also provides 4 points per dollar at US grocery stores up to $25,000 yearly (then 1 point per dollar afterward). Additionally, you get 3 points per dollar when booking flights directly with airlines or via AmexTravel.com, 2 points per dollar on prepaid hotel stays and qualifying travel expenses arranged through AmexTravel.com, and 1 point per dollar on all other eligible transactions.

The card likewise provides several
dining statement credits
To help cover the affordable yearly cost of $325 (see
rates and fees
).

Registration is necessary for certain privileges.

Read our
evaluation of the American Express Gold Card
for more information.


Apply here:
American Express Gold Card
with 60,000 points following $6,000 worth of spending during the initial six months as a cardholder.

British Airways Visa Signature Card

The British Airways Visa Signature Card features an enhanced welcome bonus valued at $1,190, according to TPG’s assessment from April 2025.
valuations
.

Although this credit card doesn’t include numerous benefits commonly associated with travel cards, it does provide an opportunity to acquire a distinctive companion pass.
Travel Together ticket
And flight credits that can assist in reducing the famously high costs of British Airways.
fuel surcharges
and taxes and fees.

Furthermore, with this card, you have the flexibility to move your Avios between these loyalty programs on a one-to-one basis. Additionally, you can utilize Avios for booking domestic flights with both American Airlines and Alaska Airlines, which makes this credit card worth considering even if traveling to or residing in Europe isn’t part of your routine.

Read our
evaluation of the British Airways Visa Signature Card
for more information.


Apply now:
British Airways Visa Signature Card
With 85,000 Avios following $5,000 in purchases made within the initial three months from when you open your account.

Citi / AAdvantage Executive World Elite Mastercard

The Citi / AAdvantage Executive World Elite Mastercard features a substantial welcome bonus valued at approximately $1,155, according to TPG’s assessment from April 2025.
valuations
.

Every patriot of America might want to think about getting this card for their wallet. It offers you four airline miles for each dollar spent on qualifying American Airlines transactions along with one loyalty point for every mile accumulated. This card comes packed with perks such as receiving a complimentary checked bag, an annual credit towards either TSA PreCheck or Global Entry every fourth year, and a twenty-five percent discount on onboard expenses.

Moreover, the card includes an
Admirals Club membership
, which also grants you entry into Alaska Airlines lounges.

Read our
review of the Citi / AAdvantage Executive World Elite Mastercard
for more information.


Apply here:
Citi / AAdvantage Executive World Elite Mastercard
after investing $7,000 you get 70,000 miles within the initial three-month period from when the account was opened.

Southwest Rapid Rewards Performance Business Credit Card

The Southwest Rapid Rewards Performance Business Credit Card features a lucrative welcome bonus valued at $1,120, according to TPG’s assessment from April 2025.
valuations
The Rapid Rewards Performance Business Card stands as Southwest’s top-tier option among their card offerings and comes with benefits such as four annual priority boarding upgrades, inflight WiFi credits, bonus points for your account anniversaries, and a credit towards TSA PreCheck or Global Entry.

A lot of tourists are fond of Southwest Airlines, and their affection for the airline increases even more when they possess one of the top Southwest Airlines credit cards.

When combined with an extensive route network that includes both international destinations and Hawaii, along with the user-friendly Rapid Rewards frequent flyer program, these benefits make it clear why Southwest has cultivated such a dedicated customer following.

Read our
evaluation of the Southwest Rapid Rewards Performance Business Credit Card
for more information.


Apply here:
Southwest Rapid Rewards Performance Business Credit Card
With 80,000 points following $5,000 worth of spending on purchases within the initial three months since account activation.

Marriott Bonvoy Bevy

The Marriott Bonvoy Bevy provides various substantial mid-level benefits, such as complimentary GoldElite status, and sits centrally within Marriott’s array of credit cards. According to The Points Guy’s valuation in April 2025, its sign-up bonus is equivalent to $1,085.
valuations
.

The card provides one complimentary night reward for individuals who accumulate at least $15,000 in qualifying spending within a calendar year, with these rewards being valued up to 50,000 points usable at hotels that participate; however, some properties may require additional resort fees.

Read our
review of the Bonvoy Bevy
for more information.


Apply here:
Marriott Bonvoy Bevy American Express Card
Enjoy 155,000 Marriott Bonvoy bonus points following $5,000 worth of spending within the initial six months from when you open your account. The promotion concludes on May 14th.

Citi Strata Premier

The Citi Strata Premier stands as Citi’s middle-range credit card for travelers. It presents an attractive welcome bonus valued at $1,080 according to TPG’s assessment from April 2025.
valuations
and access to Citi’s strong array of transfer partners.

It provides excellent earning rates across numerous categories. You can earn 10 points for every dollar spent on hotels, car rentals, and attractions reserved through the platform.
Citi Travel portal
, you get 3 points for every dollar spent on airfare, other hotels, gas stations, electric vehicle charging stations, grocery stores, and dining establishments (both dine-in and takeout). For all other purchases, you earn 1 point per dollar.

The card includes beneficial features like travel protection, insurance, and once you’ve spent $500 at a single hotel through the Citi Travel portal, you’ll receive an annual $100 hotel credit each year.

Read our
review of the Citi Strata Premier
for more information.


Apply here:
Citi Strata Premier
Including 60,000 bonus points upon spending $4,000 within the initial three months starting from when you open your account.

Marriott Bonvoy Business

The Marriott Bonvoy Business American Express Card is offered by Marriott as their business credit card option. The yearly charge for this card is relatively low at $125.
rates and fees
and includes robust benefits such as a complimentary night stay, instant elite status, and a reduced room rate.

Moreover, the card offers attractive earning rates in several different categories. It’s still a worthwhile option for your business despite not staying at Marriott hotels often.

Read our
assessment of the Marriott Bonvoy Business program
for more information.


Apply here:
Marriott Bonvoy Business
By spending $6,000 on purchases within the initial six months of opening your account, you can earn three complimentary nights worth up to 50,000 points each. Keep in mind that some properties might still charge resort fees.

Hyatt Credit Card

The World of Hyatt Credit Card stands out as one of the top co-branded hotel credit cards available thanks to its complimentary elite status, substantial rewards rate, and annual free-night reward.

Although Hyatt doesn’t boast the largest presence, it does offer several exceptional hotels globally. Furthermore,
Hyatt
It stands out among hotel loyalty schemes as one of the rare ones that maintains a static award chart featuring both peak and off-peak rates. This structure enables you to achieve great value from your reward points.

With its generous earnings rate, elite status and a solid welcome offer, this card is strongly worth considering even if you don’t stay at Hyatt hotels often.

Read our
evaluation of the World of Hyatt credit card
for more information.


Apply here:
Hyatt Credit Card
Up to 60,000 bonus points can be earned with this offer: receive 30,000 bonus points when you spend at least $3,000 within your initial three months of joining. Additionally, for each dollar spent beyond those initial transactions—up to $15,000 during the first six months—you will accrue up to another 30,000 bonus points by getting double reward points instead of single ones on qualifying purchases.

Hyatt Business Credit Card

Similar to its individual equivalent, the World of Hyatt Business credit card provides strong advantages for enterprises that frequently visit Hyatt locations.

The card includes benefits such as reduced room prices via a free
Hyatt Leverage membership
The annual statement credits and the automatic elite status come with this card, along with spending opportunities for upgrades and a 10% point bonus. However, unlike the personal card, the business edition lacks an annual free night certificate and carries over twice the yearly fee.

Read our
review of the World of Hyatt Business credit card
for more information.


Apply here:
Hyatt Business Credit Card
By earning 60,000 bonus points along with achieving World of Hyatt Explorist status (valid until February 28, 2026), following $7,000 worth of spending on purchases within the initial three months since your account was opened.

Ink Business Premier

The Ink Business Premier is among Chase’s array of business credit cards, offering straightforward cashback rewards.

Cardholders receive 5% cashback on Lyft rides up until September 30, 2027, and on trips arranged via Chase Travel. Additionally, they get 2.5% back for spending exceeding $5,000 along with 2% cashback on remaining purchase amounts.

This card comes with additional perks such as mobile phone protection, first-party vehicle rental coverage when used for work-related reasons, guarantees for purchases and extended warranties, along with complimentary employee cards.

Read our
evaluation of the Ink Business Premier Credit Card
for more information.


Apply here:
Ink Business Premier
Receive a $1,000 cash rebate when you spend $10,000 within the initial three months of opening your account.

Bottom line

The fastest method to accumulate points and miles is by applying for a fresh credit card. Should any of these deals appeal to you, it’s advisable to take action promptly, since special promotions might expire.

Remember that
Chase’s 5/24 rule
indicates that it’s frequently more advantageous to apply for Chase credit cards prior to considering other banks’ offerings. Here’s a bit of assistance to get you started:
how to select the ideal credit card for yourself
.

To view the rates and fees for the Amex Platinum card, please click.
here
.

To view the rates and fees for the Amex Business Platinum card, please click.
here
.

To view the rates and fees for the Amex Business Gold card, click
here
.

To view the rates and fees for the Amex Gold Card, please click.
here
.

To view the rates and fees for the Hilton Honors Amex Business Card, please click.
here
.

To view the rates and fees for the Hilton Honors Aspire Card from American Express, please click.
here
.

To view the rates and fees for the Marriott Bonvoy Bevy, please click.
here
.

To view the rates and fees for the Marriott Bonvoy Brilliant program, please click.
here
.

To view the rates and fees for the Marriott Bonvoy Business, please click.
here
.

Editorial disclaimer: The views expressed here belong solely to the author and do not represent the opinions of banks, credit card issuers, airlines, or hotels. These organizations have not reviewed, approved, or supported this content in any way.

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